Intention Behind Taking a Debt

6 August by Mawlana Shaykh Muhammad Adil Ar-Rabbani

Bismillahir-Rahmani-Raheem

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Allah ‘Azza wa-Jalla is saying when you borrow money, write it down between yourselves. How much you borrow and all; have a witness for it so that it is easy for you to pay it back. Mawlana Shaykh Nazim says debt pushes away Barakah. Why does it push it away? Because many people think it is their money when they borrow it and that they may or may not give it back. There is not such a thing. When it is so, Barakah goes away. And when there is no Barakah, things are done in vain. There is loss then.

Our Holy Prophet salla Llāhu ‘alayhi wa-sallam says that whoever has the intention of paying it back when he takes a debt, Allah ﷻ gives him ease in returning it. Allah ﷻ gives him Barakah, and he pays his debt easily. But the intention of many people is bad from the beginning, unfortunately. That debt increases and they are not able to pay it back. They have more hardship. They have problems, arguments, courts and this and that. If they have paid something already, if they have written that down, that remains incomplete. They give half of the money to lawyers and half to I don’t know whom. There is no benefit.

This beautiful saying of Allah ‘Azza wa-Jalla and our Holy Prophet salla Llāhu ‘alayhi wa-sallam is that your intention must be pure when you take a debt. And write it down so that you don’t deny it later by obeying your ego. There is nothing as a promise these days. No one, maybe one in a thousand or one in a ten thousand people keep their words. The rest is rubbish and useless things. They are doing so in order to cheat people. They promise so much and forget about giving their word saying, “I didn’t say such a thing”. People are capable of saying this. Why? Because they’ve given not only one but a thousand promises, and they kept none of them. Even if they have kept their promise, they forget about it.

Therefore, your intention must certainly be pure when you borrow money. “This is not mine. If I don’t pay it back, certainly, I will give its account later”. There certainly is the Day of Reckoning. Accounts will be taken on the Day of Reckoning. He ﷻ is the Witness. He ﷻ is the One who knows. Everything is in His ﷻ Hand. Nothing escapes from Him ﷻ. They must know that they will give the account in front of Allah ‘Azza wa-Jalla and act accordingly. People who know this are not in need of anything with the permission of Allah ﷻ.

May Allah ﷻ improve people. You hear bizarre things every day. Allah ﷻ created them as humans, but they have left their humanity. May Allah ﷻ improve us all insha’Allah.